Good pet insurance experience?
Question by Lay: Good pet insurance experience?
I want to get my little bichon pet insurance. He has allergies so he’s always getting ear infections which is burning a hole in my pocket. I was wondering if any insurance would still cover his ear infection visits or would they deny it because it could be considered a “pre-illness” or whatever they call it. Also any good pet insurances out there? I’ve heard VPI is bad because they try to deny a lot of the reimbursements. So any others? Also any bad experiences? Thanks!
He’s on a grain free food. I’ve tried Innova, wellness simple solutions, and now I’m giving wellness small bites a try. I’ve also tried the vinegar thing. It was a hassle and I didn’t feel comfortable messing with his ears. I’m currently in WI
Answer by JOAN W
It would be an pre-existing condition & not covered. With pet insurance you have to pay the bill upfront then they reimburse you if covered so you still need the money to pay & be w/o til they pay month or 2 later. All insurance co. will try to not pay any claims they can as that is how they make/lose money.
You would be better off putting aside a certain amount into a special account weekly/monthly where you could have to use as needed & earn interest. Trying a grain-free food & regular ear cleaning maybe with vinegar cleaner to change ph would help with allergies & the infections.
Give your answer to this question below!