Pet Health Insurance Comparison –


The Veterinary News Network did a direct comparison of one test case using four popular insurance companies. There are many companies with many different coverage limits, deductibles, restrictions and even add on coverage. We only had time to look at four companies. But we gave them the exact same case for a head-to-head comparison. You may be surprised at what we found.

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9 comments on “Pet Health Insurance Comparison –

  1. Great comparison video!

  2. Pretty interesting comparison…

  3. There are so many pet insurance options out there, and as a pet owner, it’s important to shop around, compare, and research them all before choosing one. Great comparison video!

  4. This is exactly what every pet owner should do when evaluating their particular pet. Get quotes, look at all the things that are important to you in a plan, and evaluate thoroughly. Thanks for going through this example and showing us how it’s done.

  5. Real life examples are so helpful when shopping for/comparing pet insurance!

  6. Dr. Jim, I appreciate your having covered pet health insurance — more people need to know about it — and especially VPI customers! I’ve done my own research and I have two comments: (a) yes, Trupanion has a great plan, but you’ve forgotten that they don’t pay for exam fees! Adds up. Also, they don’t cover hip dysplasia if you enroll dog at 1yo+; and (b) these days you just can’t do a comparison and not include Petplan & Embrace. They are Trupanion’s TRUE competition, not the others.

  7. If I had a choice, I’d pay for the exam and get 90% coverage any day.
    We simply did not have time to compare ALL the companies, just 4 on the video and 5 in our print coverage. Would take forever to compare them all, and many are so similar.

    I did just check Pet Plan for you. here is what I found. $62.00 a month with an $8,000 limit. Normal coverage but does not beat Tru.

    As for Embrace: they only pay 80% and limit of $10,000. others are better.

  8. Do any companies cover emergency fees? Insurance would’nt do my cat any good if I’m expected to pay let’s say the full $2,000 bill up front and then get reimbursed. I do not have that kind of money on hand.
    Any advice?

  9. @gloriasfriend Several companies do offer direct pay to the clinic. However that may also be left up to the discretion of the Veterinary Practice.

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